Guarantee summary under contract n° 7904961.1420184.430 taken out with Europeenne Assurances & Thelem Assurances intended for Reservers.
PM Conseil Assurances
Consulting and Brokarage according to
11, place du Marché Couvert
91222 Brétigny sur Orge Cédex.
Phone : 01 60 84 75 45
Fax : 01 60 84 52 46
R.C.Corbeil – Essonnes A 312 509 425 – Siret 312 509 425 00061 – Code APE 672 Z
Financial coverage and Civil Liability Insurance in accordance with articles L.530.1 and L.530.2 du of the Insurance Code.
This agreement is entered into by the SUBSCRIBER :
Chalet La perdrix des neiges - 195 rue Emile Machet 73350 BOZEL
Phone 04 79 22 15 68 - Fax 04 79 24 74 79
And its purpose is to cover :
Definition : The insured is the person who books the stay, his or her spouse or concubine, their relatives in the ascending or descending lines, sons in law, daughters in law, brothers, sisters or persons mentioned or designated.
- Coverage : property damage as a result of fire, explosion, water damage, within a limit of EUR 15 245.
- Glass coverage within a limit of EUR 2 287 including EUR 137 for temporary closing costs. Absolute excess of EUR 65.00 per claim.
- Other damages to property rented belonging to the owner : within a limit of EUR 2 287 for all damages occurring during the stay period. Absolute excess of EUR 65.00 per claim.
- Civil liability : within a limit of EUR 1 524 490 for every liability of the renter to the owner within a limit of EUR 457 347 for neighbour and third party claims
CANCELLATION INSURANCE :
Refund of amounts paid for the price of the stay after deducting the insurance premium and booking fees, including the related rental services, which the Insured should pay in the event of cancellation as a result of the following events :
- Insured’s serious disease, serious injury or death,
Serious disease or injury is to be understood as any alteration of the health or any bodily injury preventing the Insured from leaving the home or hospital where the Insured is being treated on the date of departure as proven by a work leave certificate or doctor’s certificate indicating the above-mentioned prevention or preventing the practice of the main activity of the stay.
Relapses or previous sicknesses or injuries are covered provided the sickness or accident did not arise in the MONTH preceding the reservation date.
Regarding Sickness/Accident events involving the Cancellation coverage, the Insured shall give access to his medical records to the Company’s doctor, failing which no guarantee will be effective.
- Fire, explosion, theft, water damage or natural event resulting in significant damages at the Insured’s home and occurring prior to his departure or during the stay and requiring his presence on the site of the event or at his second home or company.
- Prevention from taking possession of the rented property as a result of the dismissal or transfer of the Insured, provided the date of the event is after the reservation date.
EXCLUSION : Dismissal for serious misconduct.
- Prevention from reaching the resort by road, railroad, plane on the date of the beginning of the stay and within the following 48 hours : as a result of roadblocks, strikes, floods or natural events preventing traffic, certified by the relevant authority, Insured’s car accident, theft or attempted theft of the Insured’s vehicle within one month before the stay beginning date.
- As a result of changes in the Insured’s holiday dates by the Insured’s employer.
- Prohibited place due to pollution or epidemic, state of natural disasters or forest fire forbidding the spot or the rented places.
- Administrative summons, medical summons, obtaining of an employment of the reserver of his/her spouse (or partner).
- Ski rental
If the Insured Person cancels or interrupts his stay for a recognized cause, contractually justificated and compensated, the Insurer agrees to support the reimbursement of the equipment rental on presentation of paid invoice for the rental.
Reimbursement for equipment rental will be calculated on a prorata- basis for the unused period due to cancellation or interruption, a consequence of listed events in the Cancellation warranty & 1, 2, 3, 5, 6 in limits of real costs and with a maximum coverage of 153 € per Insured Person.
- Loss and Theft - Breakage of sports equipment
In case of (personal or rented) sports equipment accidental breakage, we participate in the substitution of an identical equipment rental up to 600 €.
In case of loss or theft of rented sports equipment, we participate in its substitution - up to 600 € minus a 100 € deductable excess .
A wear of 7% per year from the date of purchase or online opening will be applied and deducted.
- Death or serious accident or disease of the person in charge of the professional substitution of the insurant or his/her spouse (or partner) or of the child-minding
- Cancellation by the owner because of death, disease or serious accident of the owner, transfer of property as a result of transfer or sale, damages in premises preventing the custom of the rented places resulting from fire, explosion, water damage, robbery, vandalism, storm, natural disasters...
- Of defect of snow or excess of snow
This guarantee can be considered only according to a bulletin of total absence of snow published by a certified organization concerning the ski resort if this one is member, if not, the closest ski resort as the crow flies.
It will be established that there is lack of snow in the place of stay in the ski resort, if in the 48 hours preceding or following the date planned for the beginning of the rent, more of 2/3 of the pistes and/or ski lifts are closed according to the snow report. This warranty (ou garanty selon ce qui est mis sur notre site) is only applicable in relation to the official dates of opening of the ski area, including pre openings.
IN THE EVENT OF A STAY INTERRUPTION OR ENTRY POSTPONING :
The refund of the stay price shall be calculated in proportion of the time unused as a result of the interruption, resulting from any of the events listed in the Cancellation coverage - 1, 2, 3, 4, 5.
SPECIFIC CANCELLATION EXCLUSIONS :
It is agreed that the coverage shall not be effective in any of the situations specified below :
Sickness or accident that the Insured is aware of upon reserving, resulting in treatment during the month before the rental reservation date.
Pregnancy except for any complications due to that condition, miscarriage, birth and consequences, within one month before the effective reservation date.
For thermal treatment, need for aesthetic treatment (except as a result of an accident or sickness), psychiatric or psychotherapeutic treatment, including nervous breakdown.
Sickness or accident due to alcoholism, drunkenness, use of non medically prescribed medicines, drugs, narcotics.
Accident caused by the practice of sport : flying, bobsleigh, skeleton, mountain climbing, ice hockey, car sports, scuba-diving.
AID COSTS, SEARCH AND TRANSPORT :
The guarantee is acquired only if the purchase and payment of ski passes are made at Ski Planet and exclusively. If the Insurant appeals to a service authorized and/or approved to evacuate him further to an accident or a disease exclusively on the skiing area (pistes, except nearness pistes, cash desks and their surroundings in a range of 150m) validated by the Subscriber, the Insurer makes a commitment to take care of charged expenses (punnet, sled, helicopter or others) between the place of the accident or disease and the consulting room or more appropriate medical establishment including expenses transports of pay return in the place of residence in the ski resort (are excluded transport costs of the Insurant in the main thing of return to his residence).
It is clarified that guaranteed aid costs are applied for the Insurant with or without ski equipments on skiing area.
If the Insurant supplies all the written proof of his evacuation (original of the ski pass, the medical certificate, the invoice of evacuation, subscription of the insurance..), the Insurer makes a commitment to settle the tax authorities or the administration for expenses committed and consecutive to the operations made by the professionals having concluded an agreement with the Insurer or the Subscriber (pistes service, ambulance drivers) according to the contractual measures this - above. In defect, the Insurant will settle directly the tax authorities or the administration. An absolute amount of 77 €, always deduced, will be requested to the insured.
Limit of guarantee:
· In France ................. taking up charged expenses
· Except France ..................................... 15 000 €
CONTRACT COMMUNICATION :
The Insurer being committed only by the unabridged contract, the latter is available for consultation at the Subscriber's who will make it available for consultation.